Our spending habits play a fundamental role in determining how well we can save our money. If you wish to save more efficiently, it is important to recognise a bad spending habit when it occurs. Watch out for these 5 common spending habits. Eating Out Dining in restaurants or grabbing take away most nights in…
With more and more people opting away from traditional 9-5 jobs, the appeal of joining the gig economy is at an all-time high. However, for many people, forgoing their full-time job is not realistic. Fortunately, there are plenty of ways to make money from your skills, knowledge or even hobbies by continuing full-time work and…
A personal loan can come in handy if you need some extra cash to fund a purchase, but it may not always be your best option. Before you sign away, you will need to understand how personal loans work and if they are appropriate for your circumstances. A personal loan is when a person borrows…
Having control over your business expenses is an essential part of running a successful small business. Fortunately, controlling your expenses does not have to be hard work. Consider the following ways to reduce your business expenses: Automate New technologies such as cloud computing systems can help free up a lot of time and resources and…
Having control over your business expenses is an essential part of running a successful small business. Fortunately, controlling your expenses does not have to be hard work. Consider the following ways to reduce your business expenses: Automate New technologies such as cloud computing systems can help free up a lot of time and resources and…
Bitcoin experienced its worst first quarter in history in 2018, falling from $13,412.44 to $6,928.85 in the three months to 31 March. Bitcoin, among other cryptocurrencies, are slowing down with market values expected to plummet further. The highly volatile nature of cryptocurrencies means investors need to be aware of the risks before deciding to invest…
When business is struggling, one of the first places business owners look to cut costs is in their marketing efforts. Although many do not view marketing as an essential element, it can create immense value for a business. Fortunately, there are still ways to market your business on a tight budget, forging the need to…
Most people, at some stage or another, will need to save money. Whether it is for a large purchase such as a house deposit or money for a rainy day, similar savings principles apply. Consider the following tips to boost your savings account: Automate your savings One of the easiest ways to get into a…
It is more than likely at some stage of your life you will encounter a pushy salesperson attempting to close a sale. And although you may feel rude to decline, it is important you don’t feel pressured into purchasing. Salespeople are generally highly trained in a range of persuasive sales techniques; they know what tactics…
Starting a business with little to no personal capital will be challenging, but it is not impossible. Luckily, if you think creatively, there are a number of ways you can start your business without having to spend big. Below are some strategies you can try: Crowd-funding One way to get some money behind you is…